We collect the data you voluntarily provide when you enroll in our financial education, digital payment, and money management courses: name, email address, phone number, and, where applicable, information about your payment preferences.

We use this data exclusively to provide you with access to course materials, send you updates related to modern payment technologies, and improve your learning experience. We do not collect sensitive data without your explicit consent.

Our website uses essential cookies for the proper functioning of the course platform and analytical cookies (via Google Analytics) to understand how you interact with content about digital payments and financial personal development.

You can manage your cookie preferences from your browser settings. Refusing analytical cookies does not affect access to courses but may limit our ability to improve services.

We do not sell, rent, or share your personal data with third parties for commercial purposes. The only entities that may have limited access to the data are technical service providers (hosting, email platform) that comply with European data protection legislation.

If the law requires us to disclose information (for example, at the request of competent authorities), we will do so only within the strict limits of the legal framework.

In accordance with the General Data Protection Regulation (GDPR), you have the following rights:

• Right of access – you can request a copy of the data we hold about you.
• Right to rectification – you can correct any inaccurate information.
• Right to erasure – you can request the deletion of your data, except in cases where we are legally obliged to retain it.
• Right to restriction of processing – you can request a limitation on how we use your data.
• Right to data portability – you can receive your data in a structured, commonly used format.
• Right to object to processing – you can object to the use of your data for direct marketing purposes.
• Right to withdraw consent – at any time, without affecting the lawfulness of processing carried out prior to withdrawal.

We implement appropriate technical and organizational measures to protect data against unauthorized access, loss, or destruction: SSL encryption, restricted access to databases, and periodic security audits.

In the event of a security incident affecting your data, we will notify you within 72 hours, as required by law.

This privacy policy may be updated periodically to reflect legislative or operational changes. The last update took place on May 15, 2025.

We encourage you to check this page regularly to stay informed about how we protect your data within financial education and digital payment courses.

For any requests regarding your personal data, exercising your rights, or questions related to this policy, you can contact us at:

• Email: info@mizipay.com
• Phone: 0332945140
• Address: Aleea Salcâmilor nr. 4/7, bl. C, ap. 4

We will respond to your request within a maximum of 30 days, and if you are not satisfied with the response, you have the right to file a complaint with the National Supervisory Authority for Personal Data Processing.