Terms of Use

These terms establish the rules for accessing and using our financial education and digital payment services.

Subject of Services

We offer courses and educational materials on financial education, digital payments, and money management through modern technologies.

Services do not include personalized financial advice or investment recommendations.

User Rights and Obligations

The user has the right to access course content within the limits of their chosen subscription.

The user agrees not to redistribute, modify, or resell the materials without our written consent.

Use of the services for illegal or fraudulent purposes is prohibited.

Limitation of Liability

We do not guarantee that applying knowledge from the courses will lead to specific financial results.

We are not liable for losses or damages resulting from the use of the information provided.

Services are provided "as is," without express or implied warranties.

Termination of Use

We reserve the right to suspend or terminate access for a user who violates the terms.

The user may cancel the services at any time by notifying us in writing.

After termination, access to paid content remains valid until the end of the billed period.

Modification of Terms

We may update these terms at any time. Users will be informed at least 30 days in advance.

Continued use after changes constitutes acceptance of the new conditions.

Contact and Legal

For legal questions, you can write to us at info@mizipay.com.

Our address: Aleea Salcâmilor no. 4/7, bl. C, ap. 4.

These terms are governed by Romanian law.

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